Finance and Lending Programs

FHA                                                                             

The Federal Housing Administration
 

The FHA provides mortgage insurance on loans made by FHA-approved lenders throughout the United States and its territories. FHA insures mortgages on single family and multifamily homes. It is the largest insurer of mortgages in the world, insuring over 34 million properties since its inception in 1934. 
It's great for the first time home buyer.

Woodside Walk in Mill Creek and Laurel Crest in Renton are FHA approved neighborhoods.

First-Time Home Buyer Tax Credit 

Opportunity of a Lifetime for First-Time Buyers

For aspiring home owners who find their goal stubbornly elusive, newly enacted legislation providing a tax credit of as much as $7,500 for first-time home buyers might just be the opportunity of a lifetime.

But like so many of the good things in life, time is of the essence for buyers who want to take advantage of this outstanding opportunity. Only homes purchased on or after April 9, 2008 and before July 1, 2009 are eligible. Use the links above to learn more about the tax credit.

Wells Fargo                                                                 

Thinking of buying a Lozier home?

Wells Fargo is the preferred lender for Lozier home buyers.  What does that mean to you?  You will need to be prequalified by Jim Trout or Scott Harris of Wells Fargo within three days of Mutual Acceptance of your offer on a Lozier home.  After prequalification, you can select the lender of your choice.  If you choose to continue with Jim or Scott of Wells Fargo you will receive a $1000 credit towards allowable closing costs. 
                         

             Get valuable tips and detailed information

to help you make smart mortgage decisions. Plus check out the Mortgage Calculator.

Right Time to Buy 

Seattle is a bright spot

What conditions do we have here in the Seattle area that make it an excellent time to buy a home? Actually, we have several key advantages.  Right Time to Buy.org has information for anyone interested in the Seattle housing market.